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Obamacare 101: Levels of Healthcare Plan

Want to know if Obamacare will effect who your doctor is? This report explains the different levels of the Healthcare Plan and if you can keep your physician.
Want to know if Obamacare  will effect who your doctor is?  This report explains the different levels of the Healthcare Plan and if you can keep your physician.

Officials say affordable healthcare options are like a retail store with plans that can be tailored for an individual style.

"The way it works is you get into the Marketplace Exchange, you put your information into there and it'll list different insurances you can pick from so you would want to pick one your doctor is in network with."

Realtor Jane Crowley will be trying on new healthcare hoping it fits like a glove.

"It's kind of like now.  If you change insurance, if you went out to find an insurance company you would just want to make sure that you had one that you're doctor accepted."

While you're shopping for coverage, there are 4 levels to the Affordable Healthcare Act.

Bronze: Your insurance company will pay 60% of your cost and you are left with 40%.

Silver:  Your insurance company will pay 70% of your cost and you are left with 30%.

Gold:  Your insurance company will pay 80% of your cost and you are left with 20%.

Platinum:  Your insurance company will pay 90% of your cost and you are left with only 10%.

The higher the level, the higher your premium, but the less you pay out of pocket.

Crowley is also concerned about care, "The deductibles, I've got a few very minor pre-existing things so how's that going to be covered.  Maximum out of pocket expenses, I know what I've got now.  I don't know what I'll have in the next couple of months."

Make sure you shop early so you can try on different plans.  Officials say getting in touch with your physician will be a great source as you browse the market.
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